Terms of Use
Terms of Use
Effective Date: April 25, 2025
Welcome to SureZindagi.in, a financial planning firm dedicated to providing personalised services such as Insurance Review Plans, Tax Planning Sessions, and Mutual Fund Portfolio Audits. These Terms of Use (“Terms”) govern your access to and use of our website (www.surezindagi.in), services, and any related content or materials (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, please do not use our Services.
1. Acceptance of Terms
These Terms form a legally binding agreement between you (“User,” “you,” or “your”) and SureZindagi.in (“we,” “us,” or “our”). We may update these Terms from time to time, and the updated version will be posted on our website with a revised “Effective Date.” Continued use of our Services after any changes constitutes your acceptance of the revised Terms.
2. Eligibility
To use our Services, you must:
- Be at least 18 years old.
- Reside in India or be eligible to receive financial planning services under applicable laws.
- Provide accurate and complete information when engaging with our Services.
We reserve the right to refuse access to our Services to anyone who does not meet these criteria or violates these Terms.
3. Use of Services
a. Permitted Use
You may use our Services for lawful purposes, including:
- Browsing our website for information about financial planning.
- Submitting inquiries or scheduling consultations.
- Engaging in financial planning services, such as insurance reviews, tax planning, or portfolio audits, as agreed upon in a separate client agreement.
b. Prohibited Use
You agree not to:
- Use our Services for any illegal or unauthorized purpose.
- Attempt to gain unauthorized access to our systems, servers, or data.
- Copy, modify, distribute, or reproduce any content from our website without prior written permission.
- Use automated tools (e.g., bots, scrapers) to access or extract data from our website.
- Post or transmit harmful content, including viruses, malware, or defamatory material.
- Misrepresent your identity or provide false information.
We reserve the right to suspend or terminate your access to our Services if you violate these Terms.
4. Services and Limitations
a. Nature of Services
SureZindagi.in provides financial planning and advisory services, including but not limited to Insurance Review Plans, Tax Planning Sessions, and Mutual Fund Portfolio Audits. These services are subject to separate client agreements that outline specific terms, fees, and deliverables.
b. No Guarantee of Results
While we strive to provide accurate and professional advice, financial planning involves inherent risks, and we cannot guarantee specific outcomes, such as investment returns or tax savings. Our recommendations are based on information provided by you and market conditions at the time of service.
c. Third-Party Services
Our Services may involve interactions with third parties, such as banks, insurance providers, or mutual fund houses. We are not responsible for the actions, policies, or performance of these third parties. You are responsible for reviewing their terms and conditions.
5. User Responsibilities
You agree to:
- Provide accurate, complete, and up-to-date information when using our Services.
- Maintain the confidentiality of any account credentials or sensitive data shared with us.
- Notify us immediately of any unauthorized access to your account or data.
- Comply with all applicable laws, including tax, financial, and data protection regulations.
6. Intellectual Property
All content on our website, including text, graphics, logos, images, and software, is the property of SureZindagi.in or its licensors and is protected by intellectual property laws. You may not use, reproduce, or distribute our content without prior written permission, except for personal, non-commercial use (e.g., viewing or printing for your own reference).
7. Privacy
Your use of our Services is also governed by our Privacy Policy (available at www.surezindagi.in/privacy-policy), which details how we collect, use, and protect your personal information. By using our Services, you consent to our data practices as outlined in the Privacy Policy.
8. Fees and Payments
Some Services, such as consultations or financial planning engagements, may require payment. Fees and payment terms will be outlined in a separate client agreement. You agree to pay all applicable fees promptly and acknowledge that non-payment may result in suspension or termination of Services.
9. Termination
a. By You
You may stop using our Services at any time, subject to the terms of any client agreement for ongoing services.
b. By Us
We may suspend or terminate your access to our Services if you:
- Violate these Terms or any client agreement.
- Engage in fraudulent or illegal activities.
- Fail to pay applicable fees.
Upon termination, you must cease using our Services, and any provisions of these Terms that by their nature should survive (e.g., intellectual property, limitation of liability) will remain in effect.
10. Limitation of Liability
To the fullest extent permitted by law:
- Our Services are provided “as is” without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose.
- SureZindagi.in, its affiliates, and employees will not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our Services, including but not limited to financial losses or data breaches.
- Our total liability for any claim related to our Services will not exceed the fees paid by you for the specific Service giving rise to the claim.
11. Indemnity
You agree to indemnify and hold SureZindagi.in, its affiliates, officers, and employees harmless from any claims, losses, or damages (including legal fees) arising from your use of our Services, violation of these Terms, or infringement of third-party rights.
12. Governing Law and Dispute Resolution
These Terms are governed by the laws of India. Any disputes arising from these Terms or your use of our Services will be resolved through:
- Negotiation: We will attempt to resolve disputes amicably within 30 days.
- Jurisdiction: If unresolved, disputes will be subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra, India.
13. Force Majeure
We will not be liable for any failure to perform our obligations due to events beyond our reasonable control, such as natural disasters, government actions, or internet outages.
14. Miscellaneous
- Entire Agreement: These Terms, along with our Privacy Policy and any client agreements, constitute the entire agreement between you and SureZindagi.in regarding the Services.
- Severability: If any provision of these Terms is found to be invalid, the remaining provisions will remain in effect.
- No Waiver: Our failure to enforce any right or provision does not constitute a waiver of that right or provision.
- Assignment: You may not assign your rights or obligations under these Terms without our prior written consent. We may assign our rights to a successor in the event of a merger or acquisition.
15. Contact Us
If you have questions or concerns about these Terms, please contact us:
- Email: surezindagi@gmail.com
- Phone: +919691931099
- Address: Shop No-33, 3rd Floor, Palika Bazar, Rama Magneto Mall Srikant Verma Marg Deendayal Upadhyay, Tarbahar Chowk, Bilaspur, Chhattisgarh 495001
